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What is Ripple :
Ripple is a technology company and a global payment network (RippleNet) focused on making international transactions faster and cheaper for financial institutions, using its native cryptocurrency, XRP, as a bridge currency for efficient settlements. It’s known for fast, low-cost transactions (3-5 seconds) and aims to improve upon traditional systems like SWIFT, though it’s distinct from Bitcoin, utilizing a unique consensus protocol instead of mining.
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