Whether you’re a first-time homebuyer or have owned your home for years, you may wonder if you need a home warranty. A home warranty, which serves as a service contract for your appliances and systems, can help cover the cost of repairs or replacements. However, there is some debate about…

Whether you are moving into a home or have lived on your property for a long time, you may be concerned about the potential expense of fixing major issues with your plumbing, replacing your air conditioning system, or repairing an appliance. For some homeowners, a home warranty can be a…

Water heaters are typically installed out of sight, probably in a closet or basement, so most homeowners don’t pay much attention to them. That is — until the day a cold shower is their only option. Water heaters typically last eight to 12 years. If yours is at least 10…

The Chase Freedom Unlimited® and Chase Sapphire Preferred® Card are among the best rewards credit cards on the market. While the two cards share the same rewards program, their rates and redemption options differ. The right one for you depends on how you spend your money and how you want…

We’ve heard it before: Bad news for the economy can be good news for mortgage rates. The government shutdown has now surpassed the two-week mark, and for the most part, the 10-year Treasury yield has been declining. Here’s what that means for mortgage rates. The 10-year Treasury note, a debt…

Your company pays a cybersecurity tax. You don’t see it on the balance sheet as a line item, but it’s there, built into insurance premiums that climb 15-25% annually, hardware refresh cycles every three years, per-user licensing fees that scale with every new hire, and the small army of IT…

Experiencing a major life change like a layoff can be difficult to navigate, especially if you weren’t expecting it and don’t have a financial safety net to fall back on. According to a recent survey by MyPerfectResume, more than 80% of workers are worried about losing their jobs this year.…

If you’re like most people, you may have credit card debt. According to a recent study released by J.D. Power, more than half of American consumers maintain a balance on their credit cards. If you carry a balance on your card, interest can accrue rapidly. But how interest builds depends…

Gold () futures opened at $4,160.10 per ounce on Wednesday, up 0.5% from Tuesday’s close of $4,138.70. Gold set a new record of $4,235 this morning, before retreating somewhat. Gold’s opening price has been above $4,000 for three consecutive days. President Trump again threatened China Tuesday in an ongoing dialogue…

Mortgage rates have fluctuated today, but the rate on the most popular term — the 30-year fixed-rate mortgage — has decreased. According to Zillow, the average 30-year fixed rate is down four basis points to 6.20%, its lowest point in over a month. Here are the current mortgage rates, according…