Gold () futures opened at a record $4,225.10 per ounce on Thursday, up 1.2% from Wednesday’s close of $4,176.90. Gold’s opening price has trended higher for four consecutive days. On Wednesday, President Trump characterized the recent back-and-forth with China . Tensions between the two countries flared when China announced export…

Summary: Founded in 1951, Consumers Credit Union (CCU) is an Illinois-based credit union that offers a variety of deposit accounts, loans, business banking products and services, and more. CCU ranks among our 10 best credit unions of 2025. Pros: Cons: Here’s a look at the products and services offered by…

The Department of Education clarified some key details on massive changes that are coming to federal student loan repayment as it advanced new regulations earlier this month. More than 40 million borrowers could be affected by the reforms.The proposed regulations represent the next step in enacting the “One Big, Beautiful…

Today’s mortgage rates are wavering. For example, according to Zillow, the average 30-year fixed rate on home purchases has increased by three basis points to 6.23%. However, the 30-year fixed rate for mortgage refinances has decreased by five basis points to 6.33%. Rates have been shifting up and down for…

Find out which banks are offering the best CD rates right now. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can…

HELOC rates have been inching down for four straight weeks. According to the analytics company Curinos, the average weekly rate on a home equity line of credit has decreased by three basis points to 7.75%. According to Curinos data, the average weekly HELOC rate is down three basis points at…

Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent and graduate student loans. Philanthropists could help fill the gap. Antonio Sweeney relied on a mix of private and school scholarships, plus a federal Pell Grant for low income students,…

If you’re looking to supercharge your savings, a high-yield savings account could provide an above-average return to help your balance grow faster. However, not all banks offer high savings account rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on…

There’s no disputing that a secured credit card may help you build credit when used wisely. That said, secured cards often have minimum security deposits and high APRs. Plus, card issuers often do a hard credit check when determining if you qualify. The Varo Visa® Believe Card is different. This…

Retirement is the ultimate long-term financial goal. You might save and invest for decades, crossing your fingers that you’ll have enough. But how much do you really need to have saved for a comfortable retirement? Unfortunately, there’s no crystal ball to tell you how much you’ll need. Instead, you’ll have…