Credit card debt is a burden anytime — but it can be especially difficult when you’re facing financial uncertainty. And if you’re one of at least 750,000 federal workers furloughed due to the government shutdown, your finances may be more uncertain than ever. Experts now predict the shutdown could continue…

Comparing car insurance quotes is a key step to finding the cheapest rates at the best of times — and after a car accident. We’ll show you some of the cheapest car insurance rates after one at-fault accident, explain how much your insurance will increase, how long it will stay…

Mortgage rates have been fluctuating over the past month, but all the changes have been small. According to Freddie Mac, the 30-year fixed mortgage rate dropped by three basis points this week — but it’s still one basis point higher than this time last month. Stagnant rates may leave you…

Mobile payment apps such as Venmo, PayPal, and Cash App have grown in popularity in recent years. More than three-quarters of Americans have used these types of apps to send or receive money from individuals. Yet despite the convenience and growing use of P2P apps, there are risks you should…

The Home Depot® Consumer Credit Card falls flat when it comes to rewarding frequent Home Depot shoppers because it doesn’t earn any rewards on purchases and has very few additional perks. In addition, as a store credit card, you can only use this card at The Home Depot locations or…

Small mortgage loans cater to borrowers looking to buy a lower-cost property, such as a condominium or a modular home. However, many lenders have a minimum amount you can borrow for a mortgage. Thankfully, there is a handful of national mortgage lenders that offer lower loan limits. A small mortgage…

Your car insurance rate may go up after a speeding ticket, especially if the violation wasn’t your first in recent years. How much extra you pay depends on the insurer, so it’s smart to compare prices when your policy is up for renewal. Learn more: How does car insurance work?…

The fall is my favorite time of year because temperatures begin to fall and I don’t have seasonal allergies to deal with. It’s also the best time to start thinking about how to lower my tax burden before the end of the year.While you can wait until December to do…

Not everyone dreams of living in a three-story mansion in the hills of Malibu. For some, a cozy tiny home is more than perfect. Tiny homes are exactly what they sound like: small and often portable houses that allow you to maximize your living space in a tiny footprint. Here’s…

Retirement is not just a financial milestone; it is the chapter where years of saving should translate into vitality, presence and independence. Hopefully, it will also be the time you can joyfully check a few items off your bucket list. As a longevity enthusiast and Certified Financial Planner®, I focus…