Personal Finance
Mortgage rates continue to ease lower. According to Zillow, the 30-year fixed mortgage rate slipped three basis points to 6.15%, while the 15-year fixed rate dropped by the same margin to 5.48%. The 30-year rate is down by more than a quarter point in just three weeks. This could be…
If you’ve had no tickets or car accidents in the last several years, congratulations! By most insurance company standards, you’re a good driver. But accidents can happen to anybody, so even with a squeaky-clean record, car insurance is still a must. As a good driver, you have an advantage because…
Close to three-quarters of Gen Zers say they would rather have a better quality of life than extra money in the bank, according to a 2023 Intuit survey. That may be why the trend of “soft saving” is gaining popularity. This approach to saving aims to balance your present quality…
Credit card debt is a burden anytime — but it can be especially difficult when you’re facing financial uncertainty. And if you’re one of at least 750,000 federal workers furloughed due to the government shutdown, your finances may be more uncertain than ever. Experts now predict the shutdown could continue…
Comparing car insurance quotes is a key step to finding the cheapest rates at the best of times — and after a car accident. We’ll show you some of the cheapest car insurance rates after one at-fault accident, explain how much your insurance will increase, how long it will stay…
Mortgage rates have been fluctuating over the past month, but all the changes have been small. According to Freddie Mac, the 30-year fixed mortgage rate dropped by three basis points this week — but it’s still one basis point higher than this time last month. Stagnant rates may leave you…
Mobile payment apps such as Venmo, PayPal, and Cash App have grown in popularity in recent years. More than three-quarters of Americans have used these types of apps to send or receive money from individuals. Yet despite the convenience and growing use of P2P apps, there are risks you should…
The Home Depot® Consumer Credit Card falls flat when it comes to rewarding frequent Home Depot shoppers because it doesn’t earn any rewards on purchases and has very few additional perks. In addition, as a store credit card, you can only use this card at The Home Depot locations or…
Small mortgage loans cater to borrowers looking to buy a lower-cost property, such as a condominium or a modular home. However, many lenders have a minimum amount you can borrow for a mortgage. Thankfully, there is a handful of national mortgage lenders that offer lower loan limits. A small mortgage…
Your car insurance rate may go up after a speeding ticket, especially if the violation wasn’t your first in recent years. How much extra you pay depends on the insurer, so it’s smart to compare prices when your policy is up for renewal. Learn more: How does car insurance work?…
The fall is my favorite time of year because temperatures begin to fall and I don’t have seasonal allergies to deal with. It’s also the best time to start thinking about how to lower my tax burden before the end of the year.While you can wait until December to do…
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