Personal Finance
When was the last time you used cash to make a purchase? If you’re like most people, it’s been a while. The Federal Reserve reported that credit cards are the most common payment method for consumers, and people prefer using credit cards rather than cash or debit cards. However, our…
After two consecutive weeks of increases, mortgage rates have finally decreased this week. The 30-year fixed rate is now two basis points lower than this time last year — but will they continue to trend downward? These small declines may leave you wondering: Is it a good time to buy…
Mortgage rates have decreased this week. According to Freddie Mac, the national average 30-year fixed mortgage rate has dropped by four basis points to 6.30%, putting it a couple of basis points lower than this time last year. The 15-year fixed rate is down by two basis points to 5.53%.…
The Uniform Public Expression Protection Act (UPEPA), which is the single largest body of Anti-SLAPP law in the world, includes in its protections a person’s “exercise of the right of freedom of speech or of the press, the right to assemble or petition, or the right of association, guaranteed by…
Gold (GC=F) futures opened at $4,061.80 per ounce on Thursday, up 0.5% from Wednesday’s close of $4,043.30. The price of gold has gained 54.3% so far this year. Conflicts in the Middle East and Ukraine contributed to gold’s historic rise in 2025. The Ukraine war continues, but Israel and Hamas…
If you’re socking gold bars away for a rainy day, there may be an opportunity to earn some tax perks in the process. You could establish a gold IRA to hold those assets and diversify your retirement wealth. A gold IRA is a specialty form of self-directed IRA that’s designed…
Mortgage rates are down across the board today. According to Zillow, the national average 30-year mortgage rate has decreased by five basis points to 6.21%, its lowest point in almost a month. The 15-year fixed rate has dropped by eight basis points to 5.53%. Interest rates probably won’t plummet before…
HELOC rates have been steadily decreasing. According to the analytics company Curinos, the average rate on a home equity line of credit has inched down for four consecutive weeks and is now 7.75%. Read about the best HELOC lenders. According to Curinos data, the average weekly HELOC rate is down…
Find out which banks are offering the best CD rates right now. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can…
If you’re looking to supercharge your savings, a high-yield savings account could provide an above-average return to help your balance grow faster. However, not all banks offer high savings account rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on…
At Yahoo Finance, we spend a lot of time comparing credit cards and all the ways they can save you money. We also know there is no single card that’s best for everyone’s wallet. Credit cards can serve different purposes for different people, which is why it’s important to fit…
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