The average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit have decreased by 31 basis points since January, and this is the lowest rate of the year so far. According to Curinos data, the average weekly HELOC rate is 7.75%.…

U.S. job market dynamics have changed drastically over the last few years. At least on the surface. But they suggest things have been deteriorating over decades.Recent College Grads Face High UnemploymentThe newest sign of economic development is the unemployment rates of three different groups: 20 to 24-year-old holders of bachelor’s…

When it comes to major purchases, secure transactions are crucial. As a buyer, you want to get your money into the right hands as soon as possible. And as the payee, you want to ensure your payment is legitimate. While personal checks work in some situations, a bank draft can…

Having poor credit — or no credit at all — can make everything from qualifying for an apartment to getting a new cell phone more difficult. But a secured credit card, such as The Secured Self Visa® Credit Card, can help you establish and rebuild your credit. Previously, Self only…

If you have an upcoming trip — whether it’s a family holiday visit or a spontaneous weekend getaway — a can help you save on one of the most costly travel expenses. And IHG travelers can save even more right now with . The IHG One Rewards Traveler Credit Card,…

As you age, your car insurance needs — and rates — also evolve. Understanding what to expect with senior car insurance, however, will ensure you stay properly insured without overpaying. Here is the best car insurance for senior citizens. Learn more: How does car insurance work? The basics explained. The…

Every fall, open enrollment arrives with its usual fanfare of choice: dozens of plans, glossy brochures, and promises of access. But scratch the surface and you’ll see that most “options” are just variations of the same puzzle. Insurers continue to toggle the same three levers — premiums, deductibles, and networks…

Do you know your tax bracket? Even if you do, are you clear on what it means for the taxes you’ll pay. Real quick: Your tax rate is the percentage of income you pay in taxes, but it isn’t the same for all the money you earn. Different portions of…

With retirees facing a double whammy of inflation and tariffs driving up the cost of everything, many are looking for ways to stretch their dollars. One way to do this for those with health savings accounts is to tap your HSA to help pay your Medicare premiums. There seems to…

Gold (GC=F) futures opened at $3,990.10 per ounce on Friday, up 1.1% from Thursday’s close of $3,946.30. Friday’s opening price is 1.5% below gold’s all-time high price of $4,049.20, achieved Wednesday. Gold’s slight pullback follows confirmation of a ceasefire and hostage release in the conflict between Israel and Hamas. The…