Personal Finance
The inflation numbers for September arrived on Friday. That might come as a surprise because the shutdown has stopped the Bureau of Labor Statistics from releasing other reports. However, this particular one was critical for the Social Security Administration to announce the annual cost-of-living adjustments.As the information is now out…
The current average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit have been inching down all year. They’ve remained below 8% since early August and are now at their lowest point of 2025. Find out whether now is a good…
Early in the pandemic, it felt like every other headline was about real estate investors scooping up homes. Low rates, rising rents, and tons of inventory turned virtually any property into a hot commodity. Fast-forward to today, and the landscape looks different: higher mortgage rates, stubbornly elevated prices, and limited…
Taxes are often one of a retiree’s biggest expenses. I’ve never met anyone who saved for a year for the ability to pay more taxes on their retirement income. Building a retirement income you won’t outlive is hard enough without adding the burden of overpaying your taxes. Any strategy that…
Flying during the holiday season can strain the budget, especially for larger families. Yet with the right timing and a smart savings strategy, you can often land better deals and even earn interest on your travel fund while you wait for the perfect time to book. Here’s how to save…
Senior Administration officials, including President Trump himself, have threatened the tax-exempt status of non-profits that criticize him, his allies, or his policies. Under current law, the authority of the IRS to punish these groups is limited. But the administration and its allies in Congress now are moving to make it…
Gold () futures opened at $4,018.30 per ounce on Monday, up 1.1% from Friday’s close of $3,975.90. The price of gold also rose in early trading to a record $4,099.60. Trade tensions between the U.S. and China escalated Friday, contributing to gold’s rise above $4,000 per ounce. President Trump said…
The price of gold can be quoted in multiple forms because the precious metal is traded in different ways. The two main gold prices that investors should know about are spot prices and gold futures prices. Learn more: How to invest in gold in 4 steps The spot price of…
The current average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit have been inching down all year. They’ve remained below 8% since early August and are now at their lowest point of 2025. Find out whether now is a good…
Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2024 and recently announced its first rate cut of 2025. This has a ripple effect on deposit account rates, which means now could be your last chance to lock…
Mortgage rates have hardly moved this week. According to Zillow, the average 30-year fixed mortgage rate has held steady at 6.28%, and the 15-year fixed rate is down by two basis points to 5.56%. Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.28% 20-year…
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