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Personal Finance

HELOC rates today, October 25, 2025: Downward momentum

The average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit have downward momentum and are expected to keep falling through the end of the year. According to Curinos data, the average weekly HELOC rate is 7.75%. The highest HELOC rate…

Big Rebates Make High Drug Prices Look Like Savings. Here’s The Fix

America’s largest companies are among the toughest negotiators in global commerce. They pressure suppliers, scour contracts for waste and squeeze costs wherever they can. Yet in prescription drugs, these same companies participate in a system that makes them — along with brokers, pharmacy benefit managers and drugmakers — effectively happier…

What to know about living and investing in a multifamily home

Investing in a multifamily home is an excellent strategy for building wealth and generating passive income over time. However, as with any investment, buying this type of home takes careful consideration and planning. And even if you’re more interested in finding a place to call home than in an investment…

Medicare open enrollment: How to add or adjust your coverage

Medicare open enrollment is a nearly eight-week stretch from mid-October to early December when the more than 66 million Americans currently enrolled in Medicare can make changes to their coverage that take effect in the new year. Reviewing coverage is especially important during this time of year because it’s the…

Is it worth paying for a premium checking account?

Most checking accounts are very similar. The majority don’t earn much, if any, interest, but they are handy for managing everyday transactions. However, with premium checking, you get more — sometimes, a lot more. For example, many premium checking accounts pay between 3% and 5% APY on a portion of…

Is it worth buying an investment property right now?

Early in the pandemic, it felt like every other headline was about real estate investors scooping up homes. Low rates, rising rents, and tons of inventory turned virtually any property into a hot commodity. Fast-forward to today, and the landscape looks different: higher mortgage rates, stubbornly elevated prices, and limited…