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Personal Finance

What to know about credit card processors and account holds

When a customer makes a purchase with a credit card, there are a lot of steps behind the scenes to get their payment from the card to the merchant’s bank account. One of the most important parts of owning a small business today is ensuring that process runs smoothly. Whether…

The ROI Of AI Medicine—Where Custom Cures Meet Smart Money

As AI reshapes productivity and investing, its next frontier is medicine and building custom cures. The rise of “one-patient medicine” could change both healthcare and finance as we know them.The End of the Old ModelFor decades, we trusted big pharmaceutical companies to deliver the cures of the future—blockbuster drugs, cutting-edge…

3 ways to access your home equity

Your home is one of your biggest assets, and leveraging the equity you’ve built up doesn’t have to be difficult. You can convert the funds into the cash needed to achieve a major life goal or cover a large expense. Home equity loans, home equity lines of credit (HELOCs), and…

What is a home equity loan? A complete overview

Of all the differences between owning a home and renting one, the opportunity homeowners have to build equity may be the most significant. Through a combination of market appreciation and years of making mortgage payments, homeowners often accumulate a substantial amount of equity in their homes. You can also borrow…

Cash-out refinance vs. HELOC: Which should you choose?

If you need to pay off debt, remodel your residence, or cover another large expense, consider tapping into your home equity. Two popular tools for doing so are a cash-out refinance and a home equity line of credit (HELOC). Read more: How to choose between a second mortgage vs. refinance…

Cash-out refinance or home equity loan: Which should you choose?

As a homeowner, you may wonder how to tap into your house’s equity to pay off high-interest debt, finish home renovations, or cover another large expense. Fortunately, you have several options to leverage your property’s value. Two popular home equity products include a cash-out refinance and a home equity loan.…