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Personal Finance

How a CD can help you prepare for — and survive — a layoff

Experiencing a major life change like a layoff can be difficult to navigate, especially if you weren’t expecting it and don’t have a financial safety net to fall back on. According to a recent survey by MyPerfectResume, more than 80% of workers are worried about losing their jobs this year.…

Are credit card rates fixed or variable?

If you’re like most people, you may have credit card debt. According to a recent study released by J.D. Power, more than half of American consumers maintain a balance on their credit cards. If you carry a balance on your card, interest can accrue rapidly. But how interest builds depends…

What does a home warranty cover?

Your home may be the biggest investment of your life.. And while homeowners insurance helps you cover the costs in the case of a fire or an adverse weather event, it won’t help with the costs of replacing appliances, fixing your HVAC system, or making other regular repairs as they…

HELOC rates today, October 15, 2025: Rates could keep falling

HELOC rates have been steadily decreasing throughout the year. According to the analytics company Curinos, the average rate on a home equity line of credit is 7.75%, an all-time low for 2025. HELOC rates could continue to drop. The prime rate has the most significant impact on HELOC interest rates,…