Mortgage rates have dropped this week. According to Freddie Mac, the national average 30-year rate is down to 6.63% and the 15-year fixed mortgage rate has gone down ten basis points to 5.75% this week. While mortgage rates have declined this week, rates are not set to drop below the…

Auto insurance jargon can be tougher to comprehend than Shakespeare’s Elizabethan English. You shouldn’t need CliffsNotes to shop for insurance quotes, but you may need an auto insurance glossary. Fortunately, you’re in the right place. The glossary below covers car insurance basics and must-know terms related to coverages, policy details,…

Seeing your credit scores drop can feel awful, especially when you have no idea why it’s happening. As a credit expert and a former NFCC-certified credit counselor, I’ve had hundreds of people reach out to me in a state of panic, asking, “Why did my credit score drop?” Usually, if…

Saving money takes time and discipline — and it can be a challenge if you face competing financial obligations or unexpected costs. Your ability to save can also be impacted by external factors, including the rising cost of living and high interest rates on debt. As of June 2025, the…

With increasing financial uncertainty, people are jumping into gold (GC=F). And gold is responding with recent all-time highs. However, if you’ve started tracking the price of gold, you’ll see it drop just as fast as it spins up. Gold prices are notoriously volatile. If you want to invest in gold,…

Gold (GC=F) futures opened at $3,487.90 per ounce Friday, up 2.6% from Thursday’s close of $3,400.30. The opening price is a new record high for the precious metal. As of 10 a.m. ET, the futures price moved as high as $3,534.10 an ounce. The Morning Brief: Gold prices rise on…

There are different types of risks. Some you might have to take, like surgery to address an acute problem. Any time you go under anesthetic and are the target of sharp blades and invasive tactics, there’s a chance you won’t wake to see the results. The U.S. faces a situation…

Are you a homeowner looking to tap into your home’s equity? Taking out a home equity line of credit (HELOC) on your house could be a good idea. The Federal Reserve announced at its July meeting that it was holding the federal funds rate steady, and mortgage rates remained flat…

The next time you go to Costco (COST), you may want to pick up some gold with that rotisserie chicken. Gold prices have been on a run lately, and what more convenient place can you find to buy a commodity? In fact, the club store sells gold bars, silver coins,…

Few people can afford to pay for college in cash. After scholarships and grants, financial experts almost always recommend using federal student loans before turning to other financing options. Historically, federal loans had lower rates, more favorable repayment terms, and more borrower protections than private student loans. However, President Trump’s…