The government shutdown, which began Oct. 1, has left many federal employees out of work — but not necessarily out of a job. Instead, more than 700,000 federal workers have been furloughed, meaning they’ve been put on temporary, unpaid leave due to a lack of government funding. Nearly the same…

Gold () futures opened at $4,269 per ounce on Monday, up 1.9% from Friday’s close of $4,189.90. Gold reached an all-time high of $4,358 on Friday. The government shutdown that began Oct. 1 continues, a trade war with China remains unresolved, and new tariffs are coming online — all factors…

The current average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit hovered around 8% for most of 2025, but they started decreasing more significantly once the prime rate decreased in mid-September, following the federal funds rate cut. According to Curinos…

Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2024 and recently announced its first rate cut of 2025. This has a ripple effect on deposit account rates, which means now could be your last chance to lock…

Today’s savings account rates still hover well above the national average. The Federal Reserve cut the federal funds rate three times in 2024 and once, so far, in 2025. This means deposit account rates are also on the decline. It’s more important than ever to ensure you’re earning the highest…

Mortgage rates have decreased this week. According to Zillow, the average 30-year fixed mortgage rate has dropped by 10 basis points to 6.18%, and the 15-year fixed rate is down seven basis points to 5.51%. Because rates have been inching down, now could be a good time to buy a…

The current 30-year fixed mortgage rate has fallen by two basis points to 6.18%. According to Zillow data, this marks its lowest point since early October 2024. The government shutdown is contributing to lower mortgage rates, but processing times for FHA and VA loans are taking longer. So, if you…

HELOC rates have been gradually decreasing throughout the year. Currently, the average home equity line of credit interest rate is 7.75%, according to the analytics company Curinos. That’s a three-basis-point weekly decrease, and rates have fallen by 22 basis points in the past four months. According to Curinos data, the…

“People want to live their money,” Pete Dorsey, financial industry veteran and co-founder of the new AI-based financial planning and investment app, Wing, told me. “They don’t want to just accumulate over time.”No, they don’t, and that’s inconvenient, considering that perpetual accumulation has been the financial industry’s model for at…

Find out how much you could earn with today’s savings rates. Interest rates on savings accounts have been falling, so it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where…